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: Fuck banks....
I just can't believe how much I just got skrewed. Yes I admit that I was stupid because I use Bank of America. But I have used them for a long time and they have never given me problems, until today. I go to the atm to deposit my pay check and the stupid machine tells me that I am overdrawn. I go home and I call the customer service people. I don't get customer service. No big deal, I am not really surprised. But I am trying to find out why I got charged $50 in overdraft fees. Thinking that there must have been a mistake, because that is two seperate overdraft fees. I inquire with the first person that answers my telephone call. She tells me that on Friday I had two checks that I had written go through one for $500 and one for $24, so I got charged a fee for going into overdraft with the first check and then they charged me the second overdraft fee because my account was overdrawn when they put the $24 check through. I ask her how come if both of the checks went through on the same day the $24 check wasn't put through first. She sputters some and then puts me on hold while she gets her supervisor. So Robert gets on the phone and I can tell right away that I am not going to like Robert. He proceeds to tell me that they always put the big checks in first to make sure that there is enough funds in the account to cover the big checks trying to make it sound as if this is for the benefit of the customer. Unfortunately for Robert I am not stupid. I respond "so what you are really saying is that you put the big checks through first so that if there is not enough money in the account then you can charge the customer a fee for each of the checks that go through that day." He trys to deny that this is really the case. I ignore him and tell him that I want one of the fees credited back to my account. He says that he is really sorry but he can't do that for me. I say so you would rather loose me as a customer than give me back the $25 you charged me. He says he can't do that and then the Fucker Robert flat out insults me. He says "If you would like I can help you by going over how you can prevent this from happening in the future." This is the wrong think to say to an angry star. I responed "How dare you insult me you asshole....(more words about how wrong he)...fucking jerk...(more words about how rediculous the policy is)...got to hell you piece of shit...FUCK YOU!" I hang up. Now I know that yelling at these people never gets results, but I couldn't believe that he insulted me for pointing out the flaws of the big evil corporation that he works for. The best part of this is that I had the money in the bank to cover the checks, it was sitting in my savings account. Well I have his full name and a number to call to file a complaint, and Robert will learn that you never mess with an angry star. So to all of you who are stupid like me and think that they can use Bank of America please cancel your account before they get you too, cause believe me someday they will find a way to skrew you out of money. Also, since I am now in need of a new bank I would appreciate any suggestions.
I just can't believe how much I just got skrewed. Yes I admit that I was stupid because I use Bank of America. But I have used them for a long time and they have never given me problems, until today. I go to the atm to deposit my pay check and the stupid machine tells me that I am overdrawn. I go home and I call the customer service people. I don't get customer service. No big deal, I am not really surprised. But I am trying to find out why I got charged $50 in overdraft fees. Thinking that there must have been a mistake, because that is two seperate overdraft fees. I inquire with the first person that answers my telephone call. She tells me that on Friday I had two checks that I had written go through one for $500 and one for $24, so I got charged a fee for going into overdraft with the first check and then they charged me the second overdraft fee because my account was overdrawn when they put the $24 check through. I ask her how come if both of the checks went through on the same day the $24 check wasn't put through first. She sputters some and then puts me on hold while she gets her supervisor. So Robert gets on the phone and I can tell right away that I am not going to like Robert. He proceeds to tell me that they always put the big checks in first to make sure that there is enough funds in the account to cover the big checks trying to make it sound as if this is for the benefit of the customer. Unfortunately for Robert I am not stupid. I respond "so what you are really saying is that you put the big checks through first so that if there is not enough money in the account then you can charge the customer a fee for each of the checks that go through that day." He trys to deny that this is really the case. I ignore him and tell him that I want one of the fees credited back to my account. He says that he is really sorry but he can't do that for me. I say so you would rather loose me as a customer than give me back the $25 you charged me. He says he can't do that and then the Fucker Robert flat out insults me. He says "If you would like I can help you by going over how you can prevent this from happening in the future." This is the wrong think to say to an angry star. I responed "How dare you insult me you asshole....(more words about how wrong he)...fucking jerk...(more words about how rediculous the policy is)...got to hell you piece of shit...FUCK YOU!" I hang up. Now I know that yelling at these people never gets results, but I couldn't believe that he insulted me for pointing out the flaws of the big evil corporation that he works for. The best part of this is that I had the money in the bank to cover the checks, it was sitting in my savings account. Well I have his full name and a number to call to file a complaint, and Robert will learn that you never mess with an angry star. So to all of you who are stupid like me and think that they can use Bank of America please cancel your account before they get you too, cause believe me someday they will find a way to skrew you out of money. Also, since I am now in need of a new bank I would appreciate any suggestions.
Current Mood: 
pissed off
pissed off
crappy
bouncy
indescribable